Public Liability

Public liability insurance acts as a safety net for businesses if their negligence leads to a member of the public being injured or their property damaged. Imagine a customer slipping on a wet floor in your shop and breaking their arm.

Public liability insurance would cover the compensation you'd be liable to pay them, along with any legal costs incurred defending the claim. It essentially protects your business finances from unexpected lawsuits and payouts.

In short, it provides peace of mind by mitigating the financial risks associated with public interaction, allowing you to focus on running your business.